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Summary of the article:
Would you like to obtain an URSSAF payment extension? Spreading the payment of your URSSAF contributions as a self-employed worker can be particularly useful during financial hardship to preserve your cash flow and avoid penalties. At Weepo, we guide you through all the steps necessary to request a payment extension from URSSAF: from the eligibility conditions to the appeals in case of refusal, with a focus on the typical deadlines for self-employed URSSAF declarations.
To request a URSSAF payment extension, you must absolutely meet the following two eligibility criteria:
For your payment extension request to be considered, it must be justified by the following elements:
To increase your chances of obtaining an URSSAF payment extension, prove the temporary nature of your difficulties, such as a temporary drop in activity, a one-time incident, etc. Provide evidence of imminent improvement, such as a new client coming soon, a pending order, or the end of a medical leave.
To support your request, be sure to provide supporting documents related to your situation:
Also, check out our article to learn how to manage your freelance cash flow.
The procedure to request an URSSAF payment extension can be completed online through your personal account:
| Step | Details of the procedure |
|---|---|
| Step 1 – Log into the URSSAF account | Log into your personal URSSAF account using your credentials: email address, SIRET number, and password. |
| Step 2 – Select your profile | Select the profile corresponding to your activity (craftsman, shopkeeper, liberal profession, etc.). |
| Step 3 – Access the payment extension request | Go to the Documents and Procedures tab, select Request a payment extension, then click on Submit a new payment extension request. |
| Step 4 – Fill out the form | Complete the application form indicating: the desired number of instalments, bank account details, date of the first payment, and reasons for your request. |
| Step 5 – Check the proposed schedule | Review the automatically generated payment schedule. If it does not fit, adjust the amounts and click on Recalculate. |
| Step 6 – Validate the request | Verify all the information entered, then validate the payment extension request. |
💡Good to know: You can also request a payment extension by sending a registered letter with acknowledgment of receipt to your URSSAF agency or by phone for urgent requests or more details.
Once you submit your payment extension request, URSSAF will provide a notification of approval or refusal via your online self-employed account within 48 hours if completed online, or 15 days if by mail or phone. If the payment extension is approved, you will receive a payment agreement with a schedule which you must strictly comply with regarding payment dates. If your request is refused, URSSAF will contact you to specify any missing documents. You will then need to provide more concrete supporting evidence to justify your request. 💡Good to know: if you fail to comply with an accepted payment schedule, URSSAF may withdraw it, add penalties, start forced collection, suspend social benefits, or even take administrative sanctions for prolonged unpaid contributions.
If URSSAF refuses to grant you a payment extension, you may pursue several appeals, namely:
If you have chosen monthly declaration, your first turnover declaration and social contribution payment cover the turnover received during the first month of activity and the following three months. These must be submitted on the last day of the month following this period.
Example:
| Start of activity | Declaration/payment date |
|---|---|
| January | May 31 |
| February | June 30 |
| March | July 31 |
If you have chosen quarterly declaration, your first declaration and payment cover the turnover received during the first quarter of activity and the following calendar quarter. These must be submitted on the last day of the month following this period.
Example:
| Between January 1 and March 31 | July 31 |
|---|---|
| Between April 1 and June 30 | October 31 |
| Between July 1 and September 30 | January 31 (next year) |
If you have chosen monthly direct debit, the declaration and payment are made 30 days after the relevant month.
Example:
| Relevant activity period | Declaration/payment date |
|---|---|
| April | May 31 |
| July | August 31 |
If you have chosen quarterly direct debit, the declaration and payment are made 30 days after the relevant quarter.
Example:
| Relevant activity period | Declaration/payment date |
|---|---|
| 1st quarter (January to March) | April 30 |
| 2nd quarter (April to June) | July 31 |
You now know everything about URSSAF payment extensions. Here are the main points to remember:
For more information, check out our guide on URSSAF for the self-employed and freelancers.
Yes, you can pay URSSAF in multiple instalments by requesting a payment extension. If you are up to date with your declarations and your financial difficulties are temporary, URSSAF may grant a payment schedule allowing you to stagger your contribution payments.
In the event of late payment, a 5% surcharge applies to the amount of social contributions unpaid by the deadline, plus an additional surcharge of 0.2% per month or part of a month of delay.
No, it is not possible to refuse a URSSAF audit. Such audits are legally mandatory: refusing may result in penalties or a tax assessment. However, you do have rights (prior information, assistance, challenging conclusions).
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Responsable Marketing & Communication chez Weepo, je suis passionnée par l'animation du réseau et l'accompagnement de nos consultants. J'organise des événements parisiens et accompagne nos équipes régionales pour créer des moments d'échange enrichissants dans l'écosystème du portage salarial.
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