What You Need to Know About Maternity Leave in Wage Portage
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In the life of a woman working as an independent contractor, maternity leave is a crucial time. It's an ideal moment to prepare for the arrival of a newborn and to spend those initial moments with the baby while preserving professional rights. For women in wage portage, maternity leave can sometimes raise questions and concerns about managing their professional activities during this significant period. In this article, we'll explore your rights regarding maternity leave in wage portage, the conditions to qualify for it, and its duration.
Reminder: What is Wage Portage?
Wage Portage is a status halfway between that of a freelancer and an employee. Specifically, the independent worker, also known as a consultant or freelance contractor, enters into a contract with a umbrella company, which in a way becomes their employer as it handles invoicing, payment collection, and manages all administrative, accounting, and fiscal aspects on behalf of the freelancer.
In return for completed assignments, the consultant receives a salary from the umbrella company. This salary is based on their average daily rate (ADR) minus social charges and management fees charged by the umbrella company.
This hybrid status allows freelancers to maintain their freedom as they remain entirely free to choose their assignments and organize their schedules as they wish, while benefiting from the social advantages of a traditional employment contract such as social security or health insurance. Wage Portage appears as a turnkey solution to work independently and stress-free.
Maternity Leave in Wage Portage: What Are Your Rights?
In wage portage, women enjoy the same rights regarding maternity leave as those provided by the Labor Code for employees in traditional companies. During this period, the contract is suspended; it is not terminated.
Maternity leave in wage portage entitles women to daily allowances paid by the health insurance fund. This allows them to receive income during the contract suspension and cessation of activity.
It's worth noting that maternity leave applies only to biological mothers, not to adoption. However, it's entirely possible to benefit from parental leave in wage portage, which applies to both biological and adoptive parents, provided they have been under contract with the umbrella company for at least one year.
Maternity Leave in Wage Portage: What is its Duration?
The duration of maternity leave in wage portage is regulated by the Labor Code, similar to that of employees in traditional companies. It is set at 16 weeks for a first or second birth. Six weeks must be taken before childbirth, and the remaining 10 weeks after.
For multiple births or if the mother already has more than two children, the duration of leave is extended:
- 26 weeks from 3 children (including 8 weeks before childbirth and 18 after);
- 34 weeks for twins (including 12 weeks before childbirth and 22 after);
- 46 weeks for triplets (including 24 weeks before childbirth and 22 after).
Maternity Leave in Wage Portage: How is Compensation Calculated?
The maternity leave allowance in wage portage is calculated based on the income earned by the freelancer during the three months preceding the maternity leave. It is the health insurance fund that pays these allowances, not the umbrella company.
The maximum daily amount is set at €89.03 provided that the gross monthly salary is at least equivalent to €2,885.616 over the three months preceding the leave. The minimum daily amount is €9.66. This amount is then subject to a flat rate of 21%, which corresponds to the employee's share of the general social contribution (CSG) and the contribution to the repayment of the social debt (CRDS).
Maternity Leave in Wage Portage: What Are the Conditions to Qualify?
Certain conditions must be met to qualify for maternity leave in wage portage and to receive allowances.
The freelancer must be able to demonstrate the following conditions:
- Being affiliated with social security (CPAM) for at least 10 months;
- Having worked a minimum of 150 hours in the last 3 months or 600 hours in the 13 months preceding the pregnancy;
- Having earned a salary at least equivalent to 1015 times the hourly minimum wage (SMIC) over the 6 months preceding the pregnancy or 2030 times the hourly minimum wage (SMIC) over the 12 months preceding the pregnancy.
These conditions ensure that the freelancer has contributed to the social security system and has met the required criteria in terms of professional activity and income to qualify for maternity leave and the resulting daily allowances. We recommend contacting CPAM at the beginning of maternity leave for all necessary administrative procedures.
Weepo, a trusted partner for freelancers, supports you throughout your maternity leave. Our teams are available to address any questions you may have, offering you genuine support to navigate this period with peace of mind.
Do you have other questions?
Wage Portage and Unemployment Benefits: Explore the implications of wage portage on unemployment benefits and the steps to take.
Wage Portage and Retirement: Discover how wage portage can impact retirement planning and the options available to you.
Sick Leave in Wage Portage: Learn about the procedures and rights related to sick leave as a freelance worker.
Paid Leave and Paternity Leave in Wage Portage: Understand how paid leave and paternity leave are managed in the specific context of wage portage.
