Guide
Paid leave and health insurance in wage portage
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Understand how paid leave accrues and how company health insurance works for employees in wage portage.
Paid leave and health insurance in wage portage: employee benefits independence alone doesn't give you
Key takeaways:
- A wage-ported employee accrues paid leave like any employee: 2.5 working days per month, or five weeks per year full-time.
- Leave pay is calculated using the method most favourable to the employee.
- Company health insurance is mandatory in wage portage, with the employer covering at least 50% of the contribution.
- These rights distinguish wage portage from being self-employed or a sole trader.
Paid leave and health insurance in wage portage: because a wage-ported employee has an employment contract with an umbrella company, they receive the same core paid-leave and company-health-insurance rights as other employees.
Paid leave in wage portage
How is paid leave calculated?
Like any employee in France, a wage-ported employee accrues 2.5 working days per month of effective work, up to 30 working days (five weeks) over a complete year.
How is leave pay calculated?
Leave pay is calculated using the more favourable method: one tenth of total gross pay during the reference period or salary maintenance. The activity report helps document completed assignments.
A wage portage specific feature: self-funded leave
A share of billed remuneration is provisioned to cover periods of leave. Include this period in your daily-rate calculation, alongside time between assignments.
Health insurance in wage portage
Is company health insurance mandatory?
Yes. The umbrella company must offer company health insurance and cover at least 50% of the contribution, except where a legal exemption applies.
What does the company health plan cover?
Hospitalisation, routine care, optical and dental cover depend on the plan and contribution level. Some providers offer several options and cover for dependants.
Can you opt out of the company health plan?
An exemption may be possible in specific cases, such as existing cover through a spouse or another legal arrangement. Otherwise, joining the company plan is the rule.
Why these rights matter when choosing wage portage
Paid leave and company health insurance are concrete benefits not automatically provided by self-employment. Compare cover levels with our comparison of umbrella companies.
FAQ on paid leave and health insurance in wage portage
How many days of paid leave do you get in wage portage?
Like any employee, 2.5 working days per month of effective work, or five weeks per year for a full-time complete year.
Is paid leave paid in wage portage?
Yes, through leave pay calculated using the method most favourable to the employee from gross pay earned on completed assignments.
Is company health insurance free in wage portage?
No. It is co-funded: the umbrella company covers at least 50% and the employee pays the remainder.
What happens to my leave if I have no assignment in a given month?
Leave is accrued according to effective work. A period without an assignment does not create new leave rights for that period.
Can I choose my own health plan instead?
The company plan is normally mandatory, except where a legal exemption applies.
